No upfront fees or application fees are charged by our company. We do require you to hold a subscription to www.CreditCheckTotal.comthroughout the funding process, which does require a monthly fee.

No, a co-signer may NOT be used. Whoever is on the loan application must meet all qualifications for funding.

Your credit score must be a minimum of 650 (unless military affiliated). In addition, your credit profile must also meet other basic qualifications.

Yes, BK must be at least 5 years old.

Prequalification’s typically take 24-48 hours, not including weekends and holidays.

Each file is case-by-case. The files that meet every credit requirement will typically have bank approvals within 2-5 days. It then takes approximately 2-14 business days for the funding to arrive, once approved.

Income documentation is not needed on 99% of loans, however, there may be able to increase total funding.

Our clients typically receive a combination of funds in the form of major bank issued credit cards (such as: Visa, MasterCard, American Express and Discover), Lines of credit and Installment loans. However, we have been able to get some of our clients 95% all cash lines and installment loans. It depends on the credit file.

Payment is due within 24 hours upon receiving each funded line.

We collect our backend fee via several methods of payment: Credit Card Charge Authorization Form, Online Balance Transfer, and Direct Deposit.

We can do personal funding using only Equifax credit or only Experian. We do not provide funding with Transunion only, unless there is military affiliation we can use.

Based on the strength of the personal credit file we can fund up to a maximum of $250,000.00

No, we do not provide removal of credit inquiries.

The minimum amount of funding we will submit for is $25,000. However, approvals can come back lower than that amount.

Our underwriters have business partnerships and access to programs with the same banks you're familiar with and use that offers our clients larger lines of credit, loans and revolving lines AND waive the stips than they can get themselves.

As long as your business is incorporated or your willing to incorporate your business and it doesn't have bad business debt, we can establish credit in the business name and get you at least $50,000+ in the business name.

Yes, contact your representative for cost. It helps you to receive retail/store credit within the first 60 days of the program in addition to the business revolving lines of credit within 6-8 months.

Yes, as many as you like per corporation. So if you have multiple companies, you can add this program to all of them.

These are two separate programs, however, they both compliment each other. For example, some of our clients get the quick funding and then they invest in the Business Credit Development program to get the quick funding out of their personal name. While other clients, prefer not to have funding in their personal name or don't qualify so they pursue business credit.

There's an entire different set of lending rules for individuals that has a great business credit score. You get access to more funding, better lending opportunities with local banks, finance equipment, automobiles, real estate and so much more in the company name.

Actually it doesn't. It takes individuals approximately 5-6 years to accomplish what our program can do in 6-8 months. Many of our clients as completed it within 4-6 months. It helps you to establish REAL credit in the business name. Actual tradelines from companies and stores that you can do business with that report to the 3 major business credit bureaus.